TIPS

Get Your Financial House in Order

This Money Coaching package includes a personalized Financial Profile and four 1-hour coaching sessions. You will gain a clear sense of your current financial situation, determine your goals for your home and your lifestyle and develop a plan of action to buy the home of your dreams.

Goals - What’s Important to You?

• Determine your goals for your home and your lifestyle
• Prioritize which goals are most important
• Develop strategies to meet your goals now and in the future

Cash Flow - What’s Available to Meet Your Goals?

• Tally your sources of income and your basic expenses
• Establish a spending plan that is in line with your goals
• Learn ways to save for a down payment now as well as what type of mortgage payment system will work best for you in the future

Debt Management – How to Move On So You Can Move In!

• Review your current debt load and get real about home owner debt
• Understand and reduce your interest costs
• Develop a systematic plan to reduce your current debt and make a mortgage manageable

Net Worth – How Does a Home Fit Into Your Money Picture

• Accurately assess your current net worth
• Determine how much you will be allowed to borrow vs. how much you can actually afford to borrow
• Learn how the Home Buyer’s Plan can help you increase your down payment amount by up to $6,000.
• Create an action plan to reach your goal of buying a home

Call or email Sheila for more details or to sign up for your first Money Coaching Session!